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PRICE $90,000 dsIDX morgage calculator
BEDS 5
BATHS 2
HOME SIZE 1,918 sqft
LOT SIZE 5,001 sqft

** Prime Investment Opportunity with Assumable Loan Under 3% "” Side-by-Side Duplex, Watertown NY Unlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether you're an investor or an owner-occupant looking to build long-term equity, this property offers rare potential "” including an assumable loan with an interest rate under 3%, a tremendous advantage in today's market. One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements. The property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns. Once refreshed, this duplex is poised to shine"”whether as a lucrative flip or a steady, high-performing rental. You'll also love the location: "¢ Straight drive to Fort Drum "¢ Minutes from Samaritan Medical Center "¢ Close to two elementary schools "¢ Quick access to highway entrance/exit With its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.

DAYS ON MARKET 2 LAST UPDATED 3/20/2026
TRACT Cowens Rearrangment/Lansi YEAR BUILT 1890
COMMUNITY Watertown-City-221800 COUNTY Jefferson
STATUS Active PROPERTY TYPE(S) Multi Family

SCHOOLS
High School Watertown Senior High


ADDITIONAL DETAILS
AIR Ceiling Fan(s)
AIR CONDITIONING Yes
APPLIANCES Electric Water Heater
AREA Watertown-City-221800
BASEMENT Full, Yes
CONSTRUCTION Cedar, Frame
HEAT Forced Air, Natural Gas
HOA DUES Duplex
LOT 5001 sq ft
LOT DESCRIPTION Corner Lot, Near Public Transit, Rectangular Lot
LOT DIMENSIONS 50X100
PARKING Gravel, Unpaved
STORIES 2
STYLE Duplex
SUBDIVISION Cowens Rearrangment/Lansi
TAXES 3438
UTILITIES Cable Available, Sewer Connected, Water Connected
WATER Public
ZONING Residential 2 Unit
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listing provided by: Sonia Conlin, Happily Ever After Realty Corp

Listing data courtesy of the Internet Data Exchange (IDX) Program of CNYIS and the Adirondack Champlain Valley Multiple Listing Service.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing information deemed reliable but not guaranteed

This IDX solution is (c) Diverse Solutions 2026.