** Prime Investment Opportunity with Assumable Loan Under 3% "” Side-by-Side Duplex, Watertown NY
Unlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether you're an investor or an owner-occupant looking to build long-term equity, this property offers rare potential "” including an assumable loan with an interest rate under 3%, a tremendous advantage in today's market.
One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements.
The property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns.
Once refreshed, this duplex is poised to shine"”whether as a lucrative flip or a steady, high-performing rental.
You'll also love the location:
"¢ Straight drive to Fort Drum
"¢ Minutes from Samaritan Medical Center
"¢ Close to two elementary schools
"¢ Quick access to highway entrance/exit
With its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.
|
DAYS ON MARKET
|
2
|
LAST UPDATED
|
3/20/2026
|
|
TRACT
|
Cowens Rearrangment/Lansi
|
YEAR BUILT
|
1890
|
|
COMMUNITY
|
Watertown-City-221800
|
COUNTY
|
Jefferson
|
|
STATUS
|
Active
|
PROPERTY TYPE(S)
|
Multi Family
|
| High School |
Watertown Senior High |
| AIR |
Ceiling Fan(s) |
| AIR CONDITIONING |
Yes |
| APPLIANCES |
Electric Water Heater |
| AREA |
Watertown-City-221800 |
| BASEMENT |
Full, Yes |
| CONSTRUCTION |
Cedar, Frame |
| HEAT |
Forced Air, Natural Gas |
| HOA DUES |
Duplex |
| LOT |
5001 sq ft |
| LOT DESCRIPTION |
Corner Lot, Near Public Transit, Rectangular Lot |
| LOT DIMENSIONS |
50X100 |
| PARKING |
Gravel, Unpaved |
| STORIES |
2 |
| STYLE |
Duplex |
| SUBDIVISION |
Cowens Rearrangment/Lansi |
| TAXES |
3438 |
| UTILITIES |
Cable Available, Sewer Connected, Water Connected |
| WATER |
Public |
| ZONING |
Residential 2 Unit |
We respect your online privacy and will never spam you. By submitting this form with your telephone number
you are consenting for Scott
Irish-Bronkie to contact you even if your name is on a Federal or State
"Do not call List".
Listing provided by: Sonia Conlin, Happily Ever After Realty Corp
Listing data courtesy of the Internet Data Exchange (IDX) Program of CNYIS and the Adirondack Champlain Valley Multiple Listing Service.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing information deemed reliable but not guaranteed
This IDX solution is (c) Diverse Solutions 2026.
Save favorite listings, searches, and get the latest alerts
Save your favorite listings, searches, and receive the latest listing alerts